
HAVE A STRONG DOWN PAYMENT?
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Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!
MIMIMUM FICO SCORE
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620 min FICO or 640 with MI
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*Contact your MI company for details
DOWN PAYMENT
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3% minimum
OCCUPANCY
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Primary residence, 2nd home, & investment properties
No mortgage insurance with 20% down
100% gift funds allowed
Up to 9% seller contribution
Conventional Home Loan
YOU'VE SERVED US, NOW LET US SERVE YOU!
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VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
MINIMUM FICO SCORE
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620 with DTI Limits
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640 high balance with limits
DOWN PAYMENT
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No down payment required
OCCUPANCY
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Primary residence
Upfront funding fee financed
No monthly mortgage insurance required
100% gift funds allowed
Up to 4% seller contribution
VA Home
Loan
DON’T HAVE CASH FOR A LARGE DOWN PAYMENT?
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FHA loans have flexible qualifications and only requires a small down payment.
MINIMUM FICO SCORE
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580-620 with DTI limits
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580 high balance with limits
DOWN PAYMENT
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3.5% min borrower
OCCUPANCY
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Primary residence
UPMIP financed
Monthly mortgage insurance required
100% gift funds allowed
Up to 6% seller contribution
FHA Home
Loan
LOOKING FOR A HOME ABOVE $513,100?
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We offer a variety of jumbo products that will help you purchase homes with a larger loan amount..
MINIMUM FICO SCORE
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680
DOWN PAYMENT
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5% minimum borrower
OCCUPANCY
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Primary residence, 2nd home, & investment properties
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Loans from $513,100 to $2,500,000
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No mortgage insurance
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First time homebuyers eligible