HAVE A STRONG DOWN PAYMENT?
-
Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!
MIMIMUM FICO SCORE
-
620 min FICO or 640 with MI
-
*Contact your MI company for details
DOWN PAYMENT
-
3% minimum
OCCUPANCY
-
Primary residence, 2nd home, & investment properties
No mortgage insurance with 20% down
100% gift funds allowed
Up to 9% seller contribution
Conventional Home Loan
YOU'VE SERVED US, NOW LET US SERVE YOU!
-
VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
MINIMUM FICO SCORE
-
620 with DTI Limits
-
640 high balance with limits
DOWN PAYMENT
-
No down payment required
OCCUPANCY
-
Primary residence
Upfront funding fee financed
No monthly mortgage insurance required
100% gift funds allowed
Up to 4% seller contribution
VA Home
Loan
DON’T HAVE CASH FOR A LARGE DOWN PAYMENT?
-
FHA loans have flexible qualifications and only requires a small down payment.
MINIMUM FICO SCORE
-
580-620 with DTI limits
-
580 high balance with limits
DOWN PAYMENT
-
3.5% min borrower
OCCUPANCY
-
Primary residence
UPMIP financed
Monthly mortgage insurance required
100% gift funds allowed
Up to 6% seller contribution
FHA Home
Loan
LOOKING FOR A HOME ABOVE $513,100?
-
We offer a variety of jumbo products that will help you purchase homes with a larger loan amount..
MINIMUM FICO SCORE
-
680
DOWN PAYMENT
-
5% minimum borrower
OCCUPANCY
-
Primary residence, 2nd home, & investment properties
-
Loans from $513,100 to $2,500,000
-
No mortgage insurance
-
First time homebuyers eligible